National Mortgage Data Repository

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About the National Mortgage Data Repository


The National Consumer Law Center (NCLC) is the nation’s consumer law expert, helping consumers, their advocates, and public policy makers use powerful and complex consumer laws on behalf of low-income and vulnerable Americans seeking economic justice.

The National Mortgage Data Repository (NMDR) is the only national collection of mortgage loan information designed to track subprime and predatory loan terms and lender practices. Working through NCLC’s consumer advocacy networks -- including housing counselors and legal aid attorneys -- the NMDR collects and synthesizes mortgage loan document data.

Currently in the early stages of development, the NMDR ultimately will be a robust, dynamic information source. It will be used by researchers and others to study mortgage lending practices that could lead to fairer policies that protect borrowers and preserve homeownership.

Access the Data

Note: The data is not currently available and it's not clear if it will be freely available to the public or for a charge.